For nine years, a couple quietly lent money to the husband’s brother, never receiving a single repayment, only to be told at a dinner party that the debt had already been “paid in full” years earlier, right before he asked for another loan to cover his late wife Denise’s funeral. While collecting her belongings the following week, they discover a hidden, luxuriously furnished office inside his house and a black binder labeled with the husband’s name.

As Walter flips through the binder’s first page, dated nine years earlier, his face drains of color and he tells his wife she needs to see it too, suggesting whatever’s inside the binder is about to explain far more than just where their borrowed money actually went.